Get 50,000 LEKË, return 50,000 LEKË

Choose amount
Personal information
Consents

First loan for free

Fixed period 2 months
Monthly fee 25.000,00 ALL
Fixed Interest Rate 0,00 %
EIR 0,00 %
Access Fee 0,00 ALL
Show amortization plan →
Lexo më shumë

Loan costs money.
• The 0-cost product, NEI 0%, applies only to new customers.
• The Standard Product applies to existing customers but also to new customers who want other conditions.
• For fees applicable for the use of funds read iutePay Price List – Payments Account Fees

The actual loan offer may vary, as it will depend on the customer´s individual credit risk score and other factors. Please carefully review all pre-contractual information and terms before signing the loan agreement. After submission of your loan application, our credit experts will contact you to customize your loan needs to finalize the process. Please note that the loan is serviced only through a payment account opened in IutePay sh.p.k. Familiarize yourself with the loan Terms & Conditions and payment account Terms & Conditions.

Application form

Please fill in all required fields correctly.

Consents

Confirm the required declarations to continue.

Please confirm the required declarations to continue.

Application submitted

Thank you!
We’ve received your application. One of our credit advisors will contact you as soon as possible.

Application submitted

Thank you!
We’ve received your application. One of our credit advisors will contact you as soon as possible.

Application submitted

Thank you!
We’ve received your application. One of our credit advisors will contact you as soon as possible.

Woman sitting with phone next to giant metaphorical zero, zero cost loan page header

How to take a loan?

  • 1

    Choose amount and apply for a loan using calculator above.

  • 2

    Download Myiute app.

  • 3

    Login to Myiute using your PIN.

  • 4

    Follow the loan application process,  enter your address and verify your ID.

  • 5

    After loan agreement is signed, money will be transferred to your account instantly.

  • 6

    Your money is now in Myiute.

Purpose

Get your first consumer loan on iute at no cost – ideal for meeting personal needs such as: paying for a plane ticket, prepaying for a vacation, unexpected expenses and more.

Who benefits from the loan?

  • New customer on iute
  • Albanian citizens over the age of 18
  • Individuals with personal or business income

Product features

  • The loan is offered in Lek currency
  • Financing value up to 50,000 Lekë
  • 0% interest for the entire period
  • Payment in equal monthly installments
  • Effective Interest Rate 0%
  • Engagement Commission 0%
  • Term up to 2 months
  • No co-borrower required; no collateral required

Required documents for application

  • Valid identification document
  • Income verification document may be required (generated by e-albania)

Cash loans, payments, offers – 24/7 on your mobile.

  • Manage loans wherever you are.
  • Apply or check the loan online.
  • Pay installments without leaving home.
  • Discover the offers from our partners.
  • Buy by scanning the QR code in over 500 partner stores.
  • Add and Receive Cash at iute ATMs 24/7 and at our agents throughout Albania.