Refinancing

Benefit from more suitable rates for you and longer terms

Refinance your loan!

Close loans at other financial institutions thanks to refinancing at iute

Standard

Popular

Amount ALL

Period months

0 ALL/Month

EIR

0 %

Access Fee

0 ALL

Fixed interest rate

0 %

Show installment table

Loan costs money.
Loan Amount Range: 5,000 ALL to 600,000 ALL; Loan Duration: 2 months to 60 months; Effective Interest Rate (EIR): 35.21% to 62.20%. Representative Example Loan: For a loan of 300,000 ALL over 60 months, with an interest rate of 28.11% and access fee of 9,000 ALL, the EIR of the loan is 34.09%. The monthly repayment will be 9,361 ALL.
The actual loan offer may vary, as it will depend on the customer´s individual credit risk score and other factors. Please carefully review all pre-contractual information and terms before signing the loan agreement. After submission of your loan application, our credit experts will contact you to customize your loan needs to finalize the process. Please note that the loan is serviced only through a payment account opened in IutePay sh.p.k. Familiarize yourself with the loan Terms & Conditions and payment account Terms & Conditions.

Amount ALL

48 months 0 ALL/Month

EIR

0 %

Access Fee

0 ALL

Fixed interest rate

0 %

Show amortization plan →

54 months 0 ALL/Month

EIR

0 %

Access Fee

0 ALL

Fixed interest rate

0 %

Show amortization plan →

Application Form

First Name ^*

Last Name ^*

Personal ID Number ^*

Father's Name ^*

Phone Number ^*

Email ^*

I declare that I am not Politically Exposed Person (PEP).

Here I give Consent for IuteCredit Albania Sh.a to conduct research about me at the Bank of Albania and use the data to assess my ability to be financed.

I confirm that I am a tax resident in Albania, and I am not a tax resident in another country. Read more.

I confirm that I am familiar with and accept Terms & Conditions as well as the processing of my personal data as described in Our Privacy Policy

I give my consent to receive from IuteCredit Albania sh.a, and other iute Group Companies, marketing communications of themselves and their partners.

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Get 50,000 Lekë - Return 50,000 Lekë. AT NO EXTRA COST! 0% EIR

Now it’s simpler!

iute offers you the opportunity to close your active loans in other financial institutions through refinancing.

Why apply to iute?

We approve higher amounts
Longer loan repayment period
Lower costs
Lower monthly installment
You can repay part of the costs if the loan is repaid early
No hidden costs
24/7 service

Who can apply?

Anyone who has an active loan at another financial institution
Existing iute customer seeking to restructure the loan

What to expect from refinancing?

Close the current loan.
Get the difference in hand.
Competitive rate.
Longer financing term.

Refinancing

Now it’s simpler!

Why apply to iute?

Who can apply?

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