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ALL
months
0 ALL/Month
EIR
0 %
Loan Amount Range: 5,000 ALL to 600,000 ALL; Loan Duration: 3 months to 48 months; Effective Interest Rate (EIR): 36.55% to 70.90%. Representative Example Loan: For a loan of 50,000 ALL over 12 months, with an interest rate of 20% and processing commission of 1,000 ALL, the EIR of the loan is 69.17%. The monthly repayment will be 5,465 ALL, and the total amount repayable will be 65,581 ALL.
The actual loan offer may vary, as it will depend on the customer´s individual credit risk score and other factors. Please carefully review all pre-contractual information and terms before signing the loan agreement. After submission of your loan application, our credit experts will contact you to customize your loan needs to finalize the process. Please note that the loan is serviced only through a payment account opened in IutePay sh.p.k. Familiarize yourself with the loan Terms & Conditions and payment account Terms & Conditions.
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Choosing iute is rewarding, and to make it even sweeter, we have an extra thank you gift prepared for you: A night at the movies, on Us!

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Our fast, easy and transparent service has made iute as Albania’s top trusted finance solutions provider.

Fast Apply and Instant Access

  • 1

    Complete and submit an application

  • 2

    Download Myiute App

  • 3

    Follow up on your application in Myiute

  • 4

    Sign contract digitally

  • 5

    Get money 24/7 from iute ATMs

One app, many possiblities

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  • Unlock your Spending Limit for an immediate shopping experience.
  • Enjoy on-the-spot purchases at our Partner Stores using your spending limit.
  • Take control of your financial health: monitor loan applications and status updates effortlessly.
  • Withdraw cash anytime, anywhere with our round-the-clock iute ATMs or at partner stores throughout Albania.
  • Simplify your life with hassle-free, automated loan repayments through your Digital Wallet.
  • More services are coming shortly to simplify your finances.