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Cash loan

credit
Get up to 600,000 ALL
with up to 60 months to repay.
ALL
months
0 ALL/Month
EIR
0 %
Access Fee
0 ALL
Fixed interest rate
0 %
Show installment table
Loan costs money.
Loan Amount Range: 5,000 ALL to 600,000 ALL; Loan Duration: 2 months to 60 months; Effective Interest Rate (EIR): 35.21% to 62.20%. Representative Example Loan: For a loan of 300,000 ALL over 60 months, with an interest rate of 28.11% and access fee of 9,000 ALL, the EIR of the loan is 34.09%. The monthly repayment will be 9,361 ALL.
The actual loan offer may vary, as it will depend on the customer´s individual credit risk score and other factors. Please carefully review all pre-contractual information and terms before signing the loan agreement. After submission of your loan application, our credit experts will contact you to customize your loan needs to finalize the process. Please note that the loan is serviced only through a payment account opened in IutePay sh.p.k. Familiarize yourself with the loan Terms & Conditions and payment account Terms & Conditions.
ALL
48 months 0 ALL/Month
EIR
0 %
Access Fee
0 ALL
Fixed interest rate
0 %
Show amortization plan →
54 months 0 ALL/Month
EIR
0 %
Access Fee
0 ALL
Fixed interest rate
0 %
Show amortization plan →
Loan costs money.
Loan Amount Range: 5,000 ALL to 600,000 ALL; Loan Duration: 2 months to 60 months; Effective Interest Rate (EIR): 35.21% to 62.20%. Representative Example Loan: For a loan of 300,000 ALL over 60 months, with an interest rate of 28.11% and access fee of 9,000 ALL, the EIR of the loan is 34.09%. The monthly repayment will be 9,361 ALL.
The actual loan offer may vary, as it will depend on the customer´s individual credit risk score and other factors. Please carefully review all pre-contractual information and terms before signing the loan agreement. After submission of your loan application, our credit experts will contact you to customize your loan needs to finalize the process. Please note that the loan is serviced only through a payment account opened in IutePay sh.p.k. Familiarize yourself with the loan Terms & Conditions and payment account Terms & Conditions.
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Financial support, when you need it!

Opportunity only for new customers! Get a loan at 0 cost.
Get your first loan on iute with 0% EIR.
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Purpose

Get a consumer loan to realize your personal plans, such as vacations, financing studies, refinancing an existing loan, home renovation or decoration, medical expenses or any other unexpected expense.

Who benefits from the loan?

  • Albanian citizens over the age of 18
  • Individuals with personal or business income

 

Product features

  • The loan is offered in Lek currency
  • Financing value up to 600,000 Lekë
  • Fixed interest for the entire period from 0% – 48.6%
  • Payment in equal monthly installments
  • Effective interest rate 35.21%- 62.20%*
  • Engagement Commission 2.5%-5%
  • Term 2-60 months
  • No co-borrower required, no collateral required

*To demonstrate the effective interest, the lending with the maximum loan value for the maximum period according to the NEI bands published by the Bank of Albania has been taken into account.

Required documents for application

  • Valid identification document
  • Income verification document may be required (generated by e-albania)

Myiute App

 

Cash loans, payments, offers – 24/7 on your mobile.

  • Manage loans wherever you are.
  • Apply or check the loan online.
  • Pay installments without leaving home.
  • Discover the offers from our partners.
  • Buy with your funds at over 500 partner stores, simply by scanning the QR code at the checkout with the Myiute app.
  • Add & Receive Cash at iute ATMs 24/7 and at our agents throughout Albania.

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