Cash loan
If you take a loan of 400,000 ALL with a maturity of 36 months, you will benefit from a reduction in the monthly installment from 16,578 ALL to 15,936 ALL. This reduction will be determined during the call with our expert, who will assess and complete the process.
Financial support, when you need it!
Purpose
Get a consumer loan to realize your personal plans, such as vacations, financing studies, refinancing an existing loan, home renovation or decoration, medical expenses or any other unexpected expense.
Who benefits from the loan?
- Albanian citizens over the age of 18
- Individuals with personal or business income
Product features
- The loan is offered in Lek currency
- Financing value up to 600,000 Lekë
- Fixed interest for the entire period from 0% – 44.4%
- Payment in equal monthly installments
- Effective interest rate 0%- 54.65%*
- Engagement Commission 0%-5%
- Term 2-60 months
- No co-borrower required, no collateral required
*To demonstrate the effective interest, the lending with the maximum loan value for the maximum period according to the NEI bands published by the Bank of Albania has been taken into account.
Required documents for application
- Valid identification document
- Income verification document may be required (generated by e-albania)
Myiute App
Cash loans, payments, offers – 24/7 on your mobile.
- Manage loans wherever you are.
- Apply or check the loan online.
- Pay installments without leaving home.
- Discover the offers from our partners.
- Buy with your funds at over 500 partner stores, simply by scanning the QR code at the checkout with the Myiute app.
- Add & Receive Cash at iute ATMs 24/7 and at our agents throughout Albania.