Purpose

Get consumer credit to purchase products or services in our partner network.

Who benefits from the loan?

  • Albanian citizens over the age of 18
  • Individuals with personal or business income

Product features

  • The loan is offered in Lek currency
  • Financing value up to 600,000 Lekë
  • Fixed interest for the entire period from 0%-43%
  • Payment in equal monthly installments
  • Effective interest rate 35.21%- 62.20%*
  • Engagement Commission 0%
  • Term 4-48 months
  • No co-borrower required; no collateral required
  • No commission is applied for loan prepayment

*To demonstrate the effective interest, the lending with the maximum loan value for the maximum period according to the NEI bands published by the Bank of Albania has been taken into account.

Required documents for application

  • Valid identification document
  • Income verification document may be required (generated by e-albania)
Loan to partner at 0 cost

Purpose

Get consumer credit to purchase products or services in our partner network at 0 cost.

Who benefits from the loan?

  • Albanian citizens over the age of 18
  • Individuals with personal or business income

Product features

  • The loan is offered in Lek currency
  • Financing value up to 600,000 Lekë
  • 0% interest for the entire period
  • Payment in equal monthly installments
  • Effective interest rate 0%
  • Engagement Commission 0%
  • Term 4 months
  • No co-borrower required; no collateral required

 

Required documents for application

  • Valid identification document
  • Income verification document may be required (generated by e-albania)

Borrowing costs money!