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Cash loan at 0 costs

Get 50,000 LEKË
return 50,000 LEKË.
ALL
months
0 ALL/Month
EIR
0 %
Access Fee
0 ALL
Fixed Interest Rate
0 %
Show installment table
Loan costs money.
Loan Amount Range: 5,000 ALL to 600,000 ALL; Loan Duration: 2 months to 60 months; Effective Interest Rate (EIR): 35.21% to 62.20%. Representative Example Loan: For a loan of 300,000 ALL over 60 months, with an interest rate of 28.11% and access fee of 9,000 ALL, the EIR of the loan is 34.09%. The monthly repayment will be 9,361 ALL.
The actual loan offer may vary, as it will depend on the customer´s individual credit risk score and other factors. Please carefully review all pre-contractual information and terms before signing the loan agreement. After submission of your loan application, our credit experts will contact you to customize your loan needs to finalize the process. Please note that the loan is serviced only through a payment account opened in IutePay sh.p.k. Familiarize yourself with the loan Terms & Conditions and payment account Terms & Conditions.
ALL
0% EIR. First loan up to 50000 ALL!
0 ALL/Month 0 ALL/Month Total win ALL!
EIR
0 %
Access Fee
0 ALL
Fixed Interest Rate
0 %
Show amortization plan →
Loan costs money.
• The 0-cost product, NEI 0%, applies only to new customers.
• The Standard Product applies to existing customers but also to new customers who want other conditions.
• For fees applicable for the use of funds read iutePay Price List - Payments Account Fees
The actual loan offer may vary, as it will depend on the customer´s individual credit risk score and other factors. Please carefully review all pre-contractual information and terms before signing the loan agreement. After submission of your loan application, our credit experts will contact you to customize your loan needs to finalize the process. Please note that the loan is serviced only through a payment account opened in IutePay sh.p.k. Familiarize yourself with the loan Terms & Conditions and payment account Terms & Conditions.
Application Form

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How to take a loan?

  • 1

    Choose amount and apply for a loan using calculator above.

  • 2

    Download Myiute app.

  • 3

    Login to Myiute using your PIN.

  • 4

    Follow the loan application process,  enter your address and verify your ID.

  • 5

    After loan agreement is signed, money will be transferred to your account instantly.

  • 6

    Your money is now in Myiute.

Purpose

Get your first consumer loan on iute at no cost – ideal for meeting personal needs such as: paying for a plane ticket, prepaying for a vacation, unexpected expenses and more.

Who benefits from the loan?

  • New customer on iute
  • Albanian citizens over the age of 18
  • Individuals with personal or business income

Product features

  • The loan is offered in Lek currency
  • Financing value up to 50,000 Lekë
  • 0% interest for the entire period
  • Payment in equal monthly installments
  • Effective Interest Rate 0%
  • Engagement Commission 0%
  • Term up to 2 months
  • No co-borrower required; no collateral required

Required documents for application

  • Valid identification document
  • Income verification document may be required (generated by e-albania)

Cash loans, payments, offers – 24/7 on your mobile.

  • Manage loans wherever you are.
  • Apply or check the loan online.
  • Pay installments without leaving home.
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  • Buy by scanning the QR code in over 500 partner stores.
  • Add and Receive Cash at iute ATMs 24/7 and at our agents throughout Albania.

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